Panama Healthcare for Expats: Hospitals, Pharmacies and Everyday Care

For current 2026 costs and options, see our full guide: Healthcare in Panama 2026.

Panama's healthcare system is one of the best in Latin America, and it's a major reason expats choose to relocate here. Here's what you need to know.

World-Class Hospitals

Panama City is home to several JCI-accredited hospitals, including Johns Hopkins-affiliated Punta Pacífica Hospital. Many doctors trained in the US or Europe and speak English fluently.

Costs

Healthcare in Panama costs 40–70% less than in the United States. A specialist visit runs $50–$80. An MRI costs $200–$400. Even complex surgeries are a fraction of US prices, with comparable quality.

Insurance Options

Expats can choose between Panama's public system (CSS), private insurance, or international health insurance plans. Many retirees opt for private insurance at about $144–$415/month per person around age 60, depending on the type of plan.

Pensionado Healthcare Discounts

Pensionado visa holders receive 15% off hospital bills, a discount on prescription medications, and 20% off professional consultations—stacking on already-affordable prices.

Pharmacies & Medications

Most medications are available over the counter in Panama, often at significantly lower prices. Major pharmacy chains are found throughout the country.

Healthcare is a cornerstone of a great retirement. Let Turnkey Panamá help you navigate your healthcare options as part of your relocation plan.